Operator tools

What does paying yourself first actually move?

Set your monthly take-home and a save rate to see the amount that leaves on payday — before the rest of the month starts negotiating with it.

Save snapshot: $420/mo. 10% of $4,200 moved on payday.

Auto-transfer10% rate

Move savings on payday before the rest of the month starts negotiating.

Monthly take-home$4,200$1,000$15,000Save rate10%5%30%

How to read this

The figure is a monthly transfer, not a target balance. Automate it for the day after payday and the decision only gets made once.
A rate you keep beats a rate you abandon. Starting at 5% and raising it after a payrise is a system; starting at 25% and stopping in March is not.
The maths runs in your browser. Nothing you type is sent anywhere or stored.